Obverse
Reserve Bank of Malawi headquarters in Lilongwe; portrait of Inkosi ya Makhosi M’mbelwa II (Lazalo Mkhuzo Jere)
Script: Latin
Lettering:
PROMISE TO PAY THE BEARER ON DEMAND THE SUM OF K20
RESERVE BANK OF MALAWI
ISSUED UNDER THE RESERVE BANK OF MALAWI ACT
20 KWACHA
GOVERNOR
1st JANUARY 2012
INIKOSI YA MAKHOSI M’MBELWA II (LAZALO MKHUSO JERE)
Reverse
Machinga/ Domasi Teacher’s Training College
Script: Latin
Lettering:
20 TWENTY KWACHA 20
20 KWACHA
MACHINGA TEACHERS TRAINING COLLEGE
RESERVE BANK OF MALAWI
20 KWACHA
Watermark
Portrait of Lazalo Mkhuzo Jere and the numer 20